By Samuel 
Last month, my friend dropped $200 on coins and never saw a single one hit his account. The website? Gone. Support email? Bounced back. He learned an expensive lesson about cutting corners.
Buying coins isn’t rocket science, but people mess it up constantly. Not because they’re careless—usually because they don’t know what red flags to watch for. After talking to dozens of players who’ve been through the process (some successfully, others not so much), here are the mistakes that keep popping up.
Trusting Sketchy Websites Because They’re Cheap
Price matters. Obviously. But there’s cheap, and then there’s suspiciously cheap.
A site offering FC 26 coins at half the going rate isn’t doing you a favor. They’re either running a scam, selling stolen currency, or about to disappear with your payment info. The margins on coin selling aren’t huge, so when someone undercuts everyone else dramatically, ask yourself how that’s possible.
Real businesses have overhead. Servers cost money. Customer support costs money. Payment processing takes a cut. Legitimate sellers price their coins based on actual costs plus a reasonable profit. The guy selling from a hastily-made website with stock photos and broken English? He’s not running a legitimate operation.
I’ve watched people chase bargains straight into disaster. They save $20 upfront, then lose $100 because nothing ever arrives. That’s not a deal—that’s expensive stupidity. Pay fair prices to sellers who’ve actually earned their reputation.
Giving Away Login Information
This should be obvious, but apparently it’s not.
Your EA login credentials are private. Period. No legitimate service needs them, wants them, or should ever ask for them. The transaction happens through the transfer market—you list players, they buy them, coins appear in your account. Your password never enters the equation.
Yet people hand over their usernames and passwords like they’re sharing their favorite pizza topping. Then they’re shocked when their account gets cleaned out or banned. What did you think would happen?
Even if the seller seems honest (and maybe they are), you’re violating EA’s terms of service the second someone else logs into your account. That’s grounds for a permanent ban, no appeals, goodbye to everything you’ve built. Is that risk worth saving twenty minutes?
Set up two-factor authentication today if you haven’t already. It’s free, takes barely any time, and stops most account theft attempts cold.
Skipping Background Checks on Sellers
You wouldn’t buy a used car from some random person without at least checking if the title’s legit, would you? Same logic applies here.
Before spending money anywhere, spend five minutes learning about them. What are actual customers saying? Not the testimonials on their homepage—those are probably fake. Check Reddit threads, gaming forums, Discord servers where people talk honestly about their experiences.
Platforms like LootBar have thousands of reviews you can actually verify because they’ve been operating long enough to build real credibility. New sites with zero track record? That’s a gamble you probably shouldn’t take with your money.
Look for complaints too. Every business gets some, but watch for patterns. If multiple people mention never receiving coins, or customer service ghosting them, or sudden account bans after purchase—run away. Those aren’t coincidences.
Buying More Coins Than You Actually Need
Greed makes people stupid. They see an option to buy 5 million coins and think “well, I’ll need coins eventually, might as well stock up now.”
Bad move for multiple reasons.
First, EA’s monitoring systems aren’t blind. A sudden massive influx of coins triggers their fraud detection. Even if you bought them legitimately, good luck explaining that to an automated ban system that doesn’t read emails.
Second, the market changes. Player prices fluctuate. New content drops. What costs 500k today might be 300k next week. Sitting on millions of coins you don’t immediately need means you’re not adapting to market conditions.
Buy for what’s in front of you. Need 800k for a specific player? Buy 900k to leave room for price changes. Don’t buy 3 million “just in case.” You can always purchase more coins later when you’ve got specific targets in mind.
Ignoring Customer Support Quality Until It’s Too Late
Everyone assumes their transaction will go smoothly, so they don’t bother checking if the seller actually helps customers when problems happen.
Then something goes wrong—coins are delayed, wrong amount delivered, payment processed twice—and suddenly they’re desperately trying to reach someone, anyone, who can fix it. That’s when they discover customer support is a single email address that hasn’t been checked in weeks.
Test support before buying. Send a message with a basic question. Did someone respond? How quickly? Was the answer helpful or copy-pasted nonsense? This tells you everything about what happens if your order hits a snag.
Quality sellers employ real people who solve real problems. LootBar and similar established platforms understand that customer service isn’t optional—it’s how you stay in business long-term. Fly-by-night operations don’t care because they’ll be gone next month anyway.
Not Understanding the Delivery Process
How do coins actually get from the seller to your account? If you can’t answer that question, you shouldn’t be buying yet.
Different methods carry different risks. Some sellers use player auctions—you list cards at specific prices, they purchase them, and the coins transfer that way. This mimics normal trading activity and generally flies under radar better.
Others might use different approaches entirely. The method matters because it affects both how long delivery takes and how risky the transaction is for your account.
Ask these questions upfront: How long until coins arrive? What steps do you need to complete on your end? What happens if there’s a delay? If the seller can’t or won’t explain their process clearly, that’s a massive red flag.
Rushing Purchases During Peak Times
Timing affects everything in markets, including this one.
When new promos drop or major content releases, everyone wants FC 26 coins immediately. Demand spikes. Prices rise accordingly because sellers know people will pay premium rates when they’re desperate to grab players before prices climb.
Patience saves money. Buy during the quiet periods between major events when demand softens and sellers compete harder for customers. Some platforms also run promotions during specific times—discount codes, bonus coins, special offers. Missing these because you couldn’t wait a few days costs you money for no reason.
Pay attention to the game’s calendar. Plan your coin purchases around it instead of just buying impulsively whenever you feel like opening packs or chasing a new card.
Believing Every Guarantee and Promise
Marketing exists to separate you from your money. Sellers know what you want to hear, so they say it. “100% safe!” “Never any bans!” “Instant delivery guaranteed!”
Maybe they’re telling the truth. Maybe they’re not. The point is that promises are cheap—especially on websites that could vanish tomorrow.
What actually matters? Track record. Verified reviews. How long they’ve operated. How they handle complaints. Those things are harder to fake than a guarantee plastered across a homepage.
Even good sellers can’t promise zero risk. EA updates their detection systems. Markets change. Unexpected problems happen. Anyone claiming their service is completely foolproof either doesn’t understand the landscape or is lying to make a sale.
Work with sellers who are honest about the process, including its limitations. That honesty tells you more about their reliability than any marketing guarantee.
The Reality Check You Need
Here’s what nobody wants to say out loud: buying coins always carries some risk. You’re operating in a gray area that EA doesn’t officially approve of, using third-party services that range from professional to predatory.
That doesn’t mean you shouldn’t do it. Plenty of players buy coins without issues every single day. But pretending there’s no risk is how people end up broke, banned, or both.
Minimize that risk by being smart. Research your seller thoroughly. Never share login credentials. Buy reasonable amounts. Use secure payment methods. Ask questions before committing money. These basic precautions eliminate most problems before they start.